2020 Leisure Travel Vans

Are you fed up of spending thousands of dollars on travel? Well, good news! Travel hacking could be the solution to all your travel woes. It’s an exciting way to turn credit card bonus and sign-up incentives into airline miles that can then be used to score discounted or complimentary flights for your dream destinations. With a little imagination and some information, you’ll be jet-setting for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is the art of trading credit card sign-up bonuses and incentives for airline miles. These miles can later be used to buy discounted or even free flights. Some credit cards also permit you to use miles towards hotel stays or rental car deals.

How Does it Work?

The key to successful hacking travel is taking advantage of the credit card sign-up bonus and establishing a frequent flyer mile program with a limited number of airlines. When you are ready to book a flight consider the cost. If the price is under $300, it’s best to pay in cash and use your miles to pay to take a more costly flight. If your flights begin to climb over $500, you’ll need to check those frequent flyer accounts and see which airline can give you the best deal. It all boils down to the amount of miles or points in your travel bank for each airline.

Start with Travel Hacking

Are you interested in learning the secrets to hacking travel? Your first task is opening a credit card with a sign-up bonus. There are a lot of fantastic credit cards that provide many benefits and features. It all depends on your preferred airline, spending habits and the features that are most essential to you.

Top Credit Card Picks

Here are a few credit cards great to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

If you’ve been approved for a credit card, you’ll need to reach the spending limit for minimum expenditure in order to receive the bonus. Every credit card has its own set of rules, so make sure to check for this information. From there you can begin to rack up miles and then using them to book your dream trip!

Ready to jet-set with your points?

Once you’ve accumulated your points amount, it’s time to cash them in for some nice getaway! Different credit card companies have different methods of redeeming your points. Here are a few examples from some of the providers I’ve worked with:

Getaway through Chase Ultimate Reward

If you own an Chase card, you are able to redeem your points via the Ultimate Rewards portal. Within this portal you’ll get access to virtually every airline and you can make use of a combination of money and points to book your next trip. You can book your flight entirely on points if you have the funds to pay for it! Sometimes even if you do not possess enough points for the total cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance in cash using every credit card.

 

United

Are you fed up of paying full price for your flights? Did you realize that when booking directly through United You have the option of paying using dollars or points? Be careful that if you don’t have enough points, you can’t combine points and dollars on flights. If you’re just a few points away, United gives you the option to purchase additional miles.

JetBlue

Are you looking for a domestic flight? Look no further than JetBlue! JetBlue offers an enjoyable and comfortable travel experience that includes extra legroom and free snacks. In addition, their booking procedure is similar to United’s which allows you to book with either JetBlue points or dollars however, not both. The difference is that JetBlue offers a distinct feature that lets you pool your points together with family members to accrue points twice as quickly. Just make sure you can prove you’re really family before trying to hack the system.

Make sure you spend that minimum amount

If you’re anything like me and my travel companion Becca I’m sure you’re pretty thrifty and it’s difficult to think of spending thousands of dollars in order to meet the minimum amount required to earn a credit card bonus. But don’t fret as we’ve done it and are here to share our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able to pay your rent using credit card, then do it! Be prepared to be charged a fee, typically about 3%. It could be worthwhile over the long term when the bonus is large enough.

Pay a medical bill

Another great way to hit the required spending is to cover a medical bill. If you do not have any medical expenses coming up then ask your relatives if you could pay their medical bills and they’ll reimburse you.

Pay off the loan

If you’re in the middle of a loan you owe, think about making payments on them with the credit card you have. Just make sure you pay off the credit card balance completely so that you don’t accrue additional debt.

Ask your family members for help

Discuss your family with them and see if they have any large expenses coming up which you could help pay for. Just make sure you trust the person and they understand why you’re taking the initiative.

Purchase presents

If you’re in the middle of the holiday season you should consider purchasing all your gifts using cards from your credit account. This way you can meet the minimum spending limit and also be ready to give gifts. Just make sure you’re not spending more than you were thinking of.

There are many methods to get the most of using your credit or debit card for travel and accumulate miles or points that you can use towards the cost of flights or other expenses related to travel. Here are some additional ideas for maximizing your rewards

Pay for travel expenses using your credit card

When you’re planning your next trip, use the travel credit card to book your flight, hotel or rental car, as well as other travel costs. In addition, you’ll be able to meet the required amount to earn your credit card bonus and earn points, but you’ll also earn points or miles to cover the expenditures.

Utilize your credit card to pay to pay for your everyday costs

Another method to reach the minimum spend and earn points is by using your credit card to pay for everyday expenditures. This can include things like food, gas or even your phone bill. Just make sure to pay the balance off in full every month to ensure you don’t pay interest.

Benefit from bonus categories

A lot of travel credit cards provide miles or bonus points for specific types of purchases, like dining or travel. Check out your credit card’s rewards program and take advantage of any bonus categories that align with your spending routines.

Take into consideration a balance transfer

If you have existing outstanding debt due to a high-interest credit card, consider transferring that balance to a travel credit card with the introductory APR of 0% for balance transfer. This will let you pay off the debt without accruing interest, and also aid in achieving the minimum spending requirement for the credit card bonus.

Use your points or miles prudently

When you’ve earned a significant amount of miles or points Make sure to utilize them in a responsible manner. Check out the rewards program on your credit card and then compare the value of different redemption options. For example using your points to book a flight directly with the airline could give you a better value than using them for the purchase of a gift card.

Another tip is to use rewards cards that allow you to transfer your rewards to different loyalty program. This will let you have a wider range of choices and more flexibility when you want to redeem your rewards. For instance, you might be able to transfer your rewards to an airline’s frequent flyer program or a reward program for hotels. This gives you access to a greater selection of hotels, flights as well as other travel perks that aren’t available through the rewards program on your credit card.

In addition, you should find out the card’s benefits. certain benefits that will save you money on travel-related costs. Many cards offer travel insurance, rental car insurance, baggage protection and other benefits that could be extremely valuable when you’re traveling.

If you’re traveling with someone else each of you will be able to earn rewards using your own credit card. Make sure you don’t share the costs on the same card and make sure you keep track of your rewards separately.

The key to reaping the maximum benefits from your rewards for travel is to be aware of your credit card’s rewards program and make sure you’re making use of your credit card in the most efficient method. By using an array of strategies I’ve listed that you can earn rewards quickly, redeem them for valuable travel experiences, and enjoy a wide assortment of travel-related perks.