2015 Forest River Travel Trailer

Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to all your travel woes. It’s a fun way to convert credit card sign-up bonuses and incentives into airline miles, which you can use to obtain discounted or cheap flights from your desired destinations. With a little bit of imagination and some knowledge, you can travel for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is all about trading credit card sign-up bonuses and incentives for airline miles. These miles can then be used to pay for cheap or free flight tickets. Certain credit cards allow you to redeem miles for hotel stays and rental car offers.

How Does it Work?

The key to success in hacking your travel plans is to take advantage of the credit card sign-up bonus and building out a frequent flyer mile program for a specific group of airlines. When it comes time to make a booking, evaluate the cost. If the price is under $300, it’s best to pay cash and save your miles for a more expensive flight. If the prices start to rise above $500, you’ll want to review those frequent flyer accounts and see which airline can give you the best deal. It all boils down to the amount of miles or points you have in your travel savings account for every airline.

Start with Travel Hacking

Ready to learn the secrets to travel hacking? The first step is opening a credit card that comes with a welcome bonus. There are plenty of great credit cards with a variety of advantages and features. It is all dependent on the airline, your habits with spending and what features are crucial to you.

Top Credit Card Picks

Here are a few credit cards great to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

If you’ve been approved for a credit card you’ll need to reach the minimum spend limit in order to receive the bonus. Every card has different guidelines, so make sure to check for this information. Then you can begin to rack up miles and using them to book your dream vacation!

Ready to jet-set with your goals?

After you’ve accrued your points balance, you’re ready to redeem them for some nice getaway! Different credit card providers will offer different ways to redeem your points, but here are some examples from a few of the providers I’ve worked with:

Take a trip by using Chase Ultimate Rewards

If you own an Chase credit card, then you can redeem your points via the Ultimate Rewards portal. Within it, you’ll get access to virtually every airline. You can make use of a combination of points and cash to pay for your trip. You can even book completely on points if you have the funds to pay for it! Sometimes even if you don’t have enough points to cover the entire cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.

 

United

Are you tired of paying the full cost for your flights? Did you realize that when booking directly through United You have the option of paying using dollars or points? Butbe aware, if you don’t have enough points you cannot combine dollars and points on one flight. No worries though, if you’re only a couple of points short, United also offers the option of buying additional miles.

JetBlue

Looking for a flight within the United States? Take a look at JetBlue! JetBlue provides an enjoyable and comfortable travel experience that includes extra legroom as well as free snacks. Additionally, their booking process is like United’s which allows you to book with either JetBlue points or dollars, but not both. However, JetBlue has a unique feature that allows you to join your points with family members to accrue points twice as fast. Just make sure you can prove you’re really family before trying to hack into the system.

Hit that Minimum Spend

If you’re like me or my travel companion Becca I’m sure you’re pretty economical and it’s challenging to attempt to spend thousands of dollars to hit the minimum spend for credit card bonuses. But don’t fret because we’ve been there and are here to share some of our tricks and tips.

Pay your rent (if you can)

This is a big one! If you’re able to pay your rent using credit card, then do it! Make sure you be charged a fee, typically around 3%. It could be worthwhile in the end when the bonus is large enough.

Make a payment on a medical expense

Another excellent way to meet the minimum spend is to cover a medical bill. If you do not have any medical expenses coming up, ask your relatives if you could pay their medical bills and they can pay you back.

Repay the loan

If you’re a borrower, consider making payments on them with the credit card you have. Be sure to pay off the balance on your credit card in full , so that you don’t accrue more debt.

Ask your family members for help

Ask your family members to see if they have any large expenses coming up that you can contribute for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they are aware of the reason for taking the initiative.

Give gifts

If you’re in the middle of the holiday season, consider buying all your gifts with the credit card you have. In this way, you’ll meet the minimum spending limit and also be prepared for gift giving. Just make sure you’re not paying more than you already planning to.

There are a lot of methods to get the most from the travel credit card. accrue points or miles to spend on the cost of flights or other expenses related to travel. Here are a few more suggestions for maximising your rewards:

Pay for travel expenses using your credit card

If you’re planning a vacation, make use of your travel credit card to book your hotel, flight or rental car, as well as any other travel-related expenses. Not only will you achieve the minimum amount of spending required to earn your credit card as well, however, you’ll also earn points or miles to cover the expenses.

Make use of your credit card to pay to pay for your everyday costs

Another way to hit the minimum spending requirement to earn rewards is making use of your credit card to pay everyday expenditures. This can include things like food, gas and even your telephone bill. Make sure you pay off the balance in full each month so you don’t accumulate interest.

Make the most of bonus categories

Many travel credit cards offer miles or points in exchange for specific types of purchases, such as eating out or traveling. Check out your credit card’s rewards program and make use of any bonus categories that align with your spending routines.

Think about a balance transfer

If you are currently in outstanding debt due to a high-interest credit card, consider transferring that balance onto the travel credit card which has the introductory APR of 0% for balance transfers. This will allow you to pay off your debt without accruing interest and simultaneously assist you in reaching the minimum spending requirement for the credit card bonus.

Use your points or miles carefully

If you’ve amassed a large amount of points or miles make sure you use the points or miles wisely. Review the rewards program for your credit card, and evaluate the worth of various redemption options. For example you can use your points to purchase a flight directly through the airline may give you a better value than using them to purchase a gift card.

Another suggestion is to use a rewards card that allows you to transfer your rewards to different loyalty program. This will allow you to enjoy a greater variety of choices and more flexibility when making use of your rewards. For instance, you might be eligible to transfer your reward to frequent flyer programs of airlines or a hotel rewards program. This can give an access wider selection of hotels, flights as well as other travel perks that aren’t accessible through the rewards program of your credit card.

In addition, you should find out if your credit card offers certain benefits that will save you money on travel-related costs. Many cards offer travel insurance, rental car insurance, baggage protection, and other benefits that could be very beneficial when traveling.

When you travel with a companion each of you will be able to earn rewards using your credit card. Just remember that you can’t divide the cost with the same card and make sure to keep track of your rewards separately.

Overall, the key to making the most of your rewards for travel is to be aware of the rewards program of your credit card and make sure you’re making use of it in the most efficient way possible. By using all of the strategies I’ve outlined, you’ll be able to earn rewards fast, exchange them for travel experiences that are worth it and benefit from a wide variety of travel benefits.