2001 Travel Supreme 5Th Wheel

Are you fed up of spending thousands of dollars on travel? Good news! Travel hacking can be the solution to all your travel woes. It’s an exciting way to convert credit card welcome bonuses and other incentives into miles that can then be used to obtain discounted or complimentary flights for your dream destinations. With a little bit of creativity and some insider knowledge, you can travel for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is about swapping credit card sign-up bonus and rewards for airline miles. These miles can later be used to pay for discounted or even free flights. Certain credit cards will also let you redeem miles for hotel stays and car rental deals.

How Does it Work?

The secret to success in travel hacking is to take advantage of credit card sign-up bonuses and to establish frequent flyer miles with a limited number of airlines. When it’s time to make a booking consider the cost. If the cost is under $300, it’s generally better to pay in cash and save your miles to take a more costly flight. If your flights begin to climb over $500, you’ll need to check those frequent flyer accounts and find out which airline will give you the best deal. It all comes down to the amount of miles or points in your travel bank for each airline.

Get Started with Travel Hacking

Ready to learn the secrets to travel hacking? Your first task is opening a credit card with a sign-up offer. There are many great credit cards that provide many advantages and features. It is all dependent on the airline, your spending habits, and the features that are most crucial to you.

Top Credit Card Picks

Here are some credit card options that can be perfect to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit card, you’ll need to reach the limit of spending minimum in order to get the bonus. Every card has different rules, so be sure to look up the details. From there, it’s all about racking up miles, and then using them to book your dream vacation!

Are you ready to go on a jet-setting with your goals?

Now that you’ve built up the points balance, it’s time to use them towards nice vacation! Different credit card providers will have different methods for redeeming your points. Here are some examples from a few of the ones I have experience with:

Getaway through Chase Ultimate Reward

If you have a Chase credit card, then you are able to redeem your points through the Ultimate Rewards portal. In this portal you’ll have access to virtually every airline and you can use a combination of points and cash to book your trip. You can even book completely on points if you have the balance for it! Sometimes even if you don’t possess enough points for the entire price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using any credit card.

 

United

Are you fed up of paying the full cost for your flight tickets? Did you not know that when you book directly through United You have the option of paying with either points or dollars? But, be careful that if you do not have enough points you can’t combine dollars and points for one flight. No worries though, if you’re just a few points away, United provides the option of buying additional miles.

JetBlue

Are you looking for a domestic flight? Look no further than JetBlue! JetBlue offers a comfortable and enjoyable travel experience that includes extra space and complimentary snacks. In addition, their booking procedure is similar to United’s, allowing customers to book using either JetBlue either dollars or points but not both. However, JetBlue has a unique feature that allows you to join your points with family members to accrue points twice as fast. Just make sure you can prove you’re really family before trying to hack the system.

Hit that Minimum Spend

If you’re like me or my travel companion Becca, you’re probably pretty frugal and it can be difficult to think of spending thousands of dollars in order to meet the minimum spend for a credit card bonus. Don’t worry because we’ve been there and we’re here to share our tips and tricks.

Pay your rent (if you can)

This is an important one! If you’re able to pay your rent with a credit card, do it! Just be prepared to pay a cost, which is usually at least 3%. It could be worthwhile in the end if the bonus is high enough.

Make a payment on a medical expense

Another great way to hit the required spending is to cover an medical bill. If you do not have any medical expenses coming up then ask your relatives if you could pay their medical bills and they can reimburse you.

Make a payment to pay off the loan

If you’re a borrower you owe, think about paying them off with your credit card. Just make sure you pay off the balance on your credit card completely so that you don’t end up with more debt.

Ask family for help

Ask your family members to look into any big expenses coming up that you can help pay for. Make sure that you are able to have confidence in the person you are talking to and they understand why you’re doing it.

Purchase gifts

If you’re in the middle of the holiday season, consider buying all your gifts with your credit card. So you’ll be able to meet the minimum spending limit and also be ready for giving gifts. Be sure to avoid spending more than you were already planning to.

There are many ways to make the most out of the travel credit card. accrue points or miles to be used towards airfares or other travel-related costs. Here are a few more suggestions for maximising your rewards:

Pay for travel expenses using your credit card

Whenever you’re planning a trip, make use of the travel credit card for booking your hotel, flight or rental car, as well as other travel costs. In addition, you’ll achieve the minimum amount of spending required for your credit card reward, but you’ll also be earning points or miles to cover the expenses.

Use your credit card for everyday expenditures

Another way to meet the minimum amount of spending in order to accumulate points using your credit card for every day expenditures. This could be things like food, gas or even your phone bill. Make sure you pay the balance off in full each month so you don’t accrue interest charges.

Benefit from bonus categories

Some travel credit cards will offer miles or bonus points for certain types of purchases, like eating out or traveling. Check out the rewards program of your credit card and make use of the bonus categories that are in line with your spending routines.

Consider the possibility of transferring your balance

If you are currently in debt on a credit card, think about transferring the balance to a travel credit card with a 0% introductory APR for balance transfers. This will enable you to pay off your debts without accruing interest. It will also help you hit the minimum amount required to earn the credit card bonus.

Utilize your miles and points prudently

Once you’ve accumulated a substantial amount of points or miles Make sure to utilize the points or miles wisely. Check out the rewards program on your credit card, and evaluate the benefits of different redemption options. For instance, using points to book a ticket directly with the airline might offer better value than using them for the purchase of a gift card.

Another option is to get a rewards card that allows you to transfer reward points into other loyalty programmes. This will let you have a wider range of options and greater freedom when it comes to redeeming your rewards. For instance, you might be capable of transferring your rewards to frequent flyer programs of airlines or a reward program for hotels. This gives an access larger variety of hotels, flights as well as other travel perks that may not be offered through your credit card’s rewards program.

In addition, you should find out if your credit card offers certain benefits that will help you save money on travel expenses. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection and other benefits that can be very beneficial when traveling.

When you travel with someone else each of you will be able to earn rewards using your own credit card. Make sure you don’t split the cost on the same card and make sure you keep track of your rewards in a separate manner.

The key to maximizing your travel rewards is to understand the rewards program on your credit card and to ensure you’re making use of it in the most effective way possible. Through an array of strategies I’ve listed in this article, you’ll be able earn rewards fast, exchange them for travel experiences that are worth it, and enjoy a wide assortment of travel-related perks.