Are you tired of paying an enormous amount on flights? Good news! Travel hacking could be the solution to all your travel problems. It’s a fun way to convert credit card sign-up bonuses and incentives into airline miles, which can be used to obtain discounted or complimentary flights for your desired destinations. With a little bit of creativity and some insider know-how, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus as well as incentives to earn airline miles. The miles can be used to buy discounted or even free flights. Some credit cards also let you redeem miles towards hotel stays or rental car deals.
How Does it Work?
The secret to success in hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and building out a frequent flyer mile program for a specific group of airlines. When you are ready to book a flight take a look at the price. If the flight is under $300, it’s usually better to pay in cash and use your miles to pay to take a more costly flight. If your flights begin to climb higher than $500, it’s best to check the frequent flyer account to find out which airline will give you the best price. It all boils down to the number of points or miles in your travel bank for each airline.
Start with Travel Hacking
Are you interested in learning the secrets to travel hacking? Your first task is to open an account with a sign-up bonus. There are plenty of great credit cards that offer many advantages and features. It depends on the type of airline, your habits with spending and what features are important to you.
Top Credit Card Picks
Here are a few credit cards that are perfect to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to reach the limit of spending minimum in order to get the bonus. Every credit card has its own set of rules, so make certain to verify the details. Then you can begin to rack miles and using them to plan your dream vacation!
Are you ready to go on a jet-setting with your goals?
Now that you’ve built up the points amount, it’s time to use them towards nice vacation! Different credit card companies have different methods for redeeming your points, but here are some examples from a few of the ones I’ve worked with:
Take a trip through Chase Ultimate Reward
If you have a Chase credit card, then you are able to redeem your points through the Ultimate Rewards portal. Through the portal, you’ll get access to virtually every airline and you can combine money and points to pay for your travel. You can book your flight entirely using points if you’ve got the funds to pay for it! Sometimes, even if you don’t have enough points to cover the full price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you fed up of paying full price for your flight tickets? Did you know that when you book directly through United You have the option to pay with dollars or points? But, be careful that if you don’t have enough points, you aren’t able to combine points and dollars on flights. Don’t worry, though, if you’re only a couple of points away, United provides the possibility of purchasing additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more space and complimentary snacks. Additionally, their booking process is similar to that of United Airlines which allows customers to book using either JetBlue dollar or points, however, not both. But, JetBlue offers a distinct feature that lets you combine your points with your relatives to earn points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack the system.
Make sure you spend that minimum amount
If you’re like me or my travel buddy Becca I’m sure you’re pretty economical and it’s challenging to attempt to spend thousands of dollars in order to meet the minimum amount required to earn credit card bonuses. Don’t worry because we’ve been there and are here to share our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay for your rent using a credit card, do it! Be prepared to pay a cost, which is usually about 3%. It might be worth it in the end if the bonus is high enough.
Pay a medical bill
Another way to reach the required spending is to cover an medical bill. If you don’t have any medical bills due Ask your family members to pay them for theirs, and they can repay you.
Pay off the loan
If you’re a borrower, consider making payments on them with the credit card you have. Make sure to pay the credit card balance completely so that you don’t end up with more debt.
Ask your family members for help
Talk to your family and look into any big expenses coming up which you could help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they understand why you’re doing this.
If you’re celebrating the holidays, consider buying all of your gifts with cards from your credit account. So you’ll be able to meet the minimum spending limit and be ready for gift giving. Just make sure you’re not paying more than you thinking of.
There are a lot of ways to get the most out of your travel credit card. accumulate miles or points that you can spend on the cost of flights or other expenses related to travel. Here are a few additional suggestions for maximising your rewards
Make travel reservations using your credit card
If you’re planning a trip, use the travel credit card to pay for your flight, hotel, rental car, and any other travel-related expenses. Not only will you achieve the required amount for your credit card bonus and earn points, but you’ll also earn points or miles on those costs.
Make use of your credit card to pay for everyday costs
Another method to reach the minimum spending requirement and earn points is by making use of your credit card to pay every day expenses. This could include things like food, gas or even your phone bill. Be sure to pay the balance off in full every month to ensure you don’t pay interest.
Benefit from bonus categories
Many travel credit cards offer bonus points or miles for specific types of purchases, such as dining or travel. Make sure you review your credit card’s rewards program and avail the bonus categories that are in line with your spending routines.
Take into consideration the possibility of transferring your balance
If you have existing debt on a credit card, think about transferring that balance onto an account with a travel credit card that has the introductory APR of 0% for balance transfer. This will enable you to pay off the debt without accruing interest. It will also help you hit the minimum spend for the credit card’s bonus.
Make use of your miles or points carefully
If you’ve amassed a large amount of points or miles make sure you use the points or miles wisely. Check out the rewards program on your credit card and compare the value of different redemption options. For example using your points to book a ticket directly with the airline might offer better value than using them for the purchase of a gift card.
Another suggestion is to use an rewards card that permits you to transfer points to other loyalty programs. This will let you enjoy a greater variety of choices and more flexibility in you want to redeem your rewards. For instance, you might be capable of transferring your rewards to an airline’s frequent flyer program or Hotel rewards programme. This can give you access to a larger selection of hotels, flights and other travel benefits which are not accessible through the rewards program on your credit card.
In addition, you should determine whether your credit card has some perks that could save you money on travel-related costs. Some cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that could be invaluable when you travel.
When you travel with someone else, both of you can earn rewards with your credit card. Make sure you don’t divide the cost with the same card. Also, make sure to keep track of the rewards you earn separately.
Overall, the key to reaping the maximum benefits from your travel rewards is to know the rewards program of your credit card and ensure that you’re using this program in the most effective method. Utilizing a combination of the strategies I’ve listed in this article, you’ll be able earn rewards fast, exchange rewards for valuable travel experiences, and enjoy a wide range of travel perks.