Are you tired of paying thousands of dollars on travel? Then, there’s a good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting method to turn credit card sign-up bonuses and incentives into airline miles which you can use to obtain discounted or free flights to your desired destinations. With a bit of imagination and a little bit of insider know-how, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can then be used to pay for cheap or free flight tickets. Certain credit cards will also permit you to use miles to pay for hotel stays or rental car deals.
How Does it Work?
The most effective method for successful hacking travel is taking advantage of the credit card sign-up bonus and establishing frequent flyer miles for a specific group of airlines. When you are ready to book a flight consider the cost. If the cost is under $300, it’s best to pay cash and save your miles to take a more costly flight. If your flights begin to climb over $500, you’ll need to review the frequent flyer account to find out which airline will give you the best deal. All it boils down to is the number of points or miles in your travel account for every airline.
Get Started with Travel Hacking
Are you interested in learning the secrets of travel hacking? The first step is to open a credit card with a sign-up offer. There are plenty of great credit cards with various features and benefits. It is all dependent on the airline, your habits with spending and the features that are most crucial to you.
Top Credit Card Picks
Here are a few credit cards that are perfect for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card you’ll need to hit the minimum spend limit in order to qualify for the bonus. Every credit card has its own set of rules, so be sure to look up the details. From there it’s all about building up miles, and then using them to book your dream vacation!
Ready to jet-set with your goals?
Now that you’ve built up the points balance, it’s time to use them towards sweet travel! Different credit card providers will have different methods of redeeming your points, but here are a few examples from some of the ones I’ve had experience with:
Getaway through Chase Ultimate Reward
If you own an Chase card, you are able to redeem your points through the Ultimate Rewards portal. Within it, you’ll have access to virtually every airline and you can combine money and points to book your next trip. You can book your flight entirely on points if you have the funds to pay for it! Sometimes even if you don’t have enough points to cover the entire cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you fed up of paying full price for flights? Did you realize that when booking directly through United you can choose the option of paying using dollars or points? Butbe aware in case you don’t have enough points, you cannot combine points and dollars for flights. Don’t worry, though, if you’re just a few points short, United gives you the possibility of purchasing additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience with extra legroom and free snacks. Additionally, their booking process is similar to United’s that allows customers to book using either JetBlue either dollars or points however, not both. But, JetBlue has a unique feature that allows you to combine your points with your relatives to earn points twice as quickly. Make sure to verify that you are a family member before trying to hack the system.
Hit that Minimum Spend
If you’re like me and my travel companion Becca You’re probably quite economical and it’s challenging to attempt to spend thousands of dollars to hit the minimum spend for a credit card bonus. But don’t fret, we’ve been through it and are here to share our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent using a credit card, do it! Make sure you pay a cost, which is usually at least 3 percent. It might be worth it over the long term if the bonus is high enough.
Pay for a medical bill
Another way to reach the required spending is to pay for the medical bills. If you don’t have any medical bills coming up then ask your relatives if you could pay for theirs and they will reimburse you.
Make a payment to pay off a loan
If you’re a borrower you owe, think about paying them off with the credit card you have. Just make sure you pay off the credit card balance in full , so that you don’t accumulate more debt.
Ask your family members for help
Talk to your family and see if they have any large expenses coming up that you can contribute for. Make sure that you are able to trust the person and they are aware of the reason for doing this.
If it’s the holiday season take into consideration buying all your gifts with your credit card. This way you can hit that minimum spend and also be prepared for gift giving. Be sure to avoid spending more than you already thinking of.
There are plenty of ways to get the most from your travel credit card and accrue points or miles to be used towards flights or other travel-related expenses. Here are some additional suggestions for maximising the rewards you earn:
Pay for travel expenses using your credit card
If you’re planning a vacation, make use of you travel credit card to pay for your flight, hotel, rental car, and any other travel-related expenses. You’ll not only be able to hit the required amount to earn your credit card reward as well, but you’ll also earn points or miles on these expenditures.
Make use of your credit card to pay for everyday costs
Another method to reach the minimum spend in order to accumulate points making use of your credit card to pay for daily expenditures. This could be items like groceries, gas and even your telephone bill. Make sure you pay off the balance in full every month to ensure you don’t accrue interest charges.
Take advantage of bonus categories
Many travel credit cards offer miles or points in exchange for specific types of purchases, including dining or travel. Check out your credit card’s rewards program and take advantage of the bonus categories that are in line with your spending habits.
Consider a balance transfer
If you’re in the middle of a outstanding debt due to a high-interest credit card, consider transferring that balance to an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will allow you to pay off the debt without accruing interest, and also assist you in reaching the minimum amount required to earn the credit card bonus.
Make use of your miles or points carefully
Once you’ve accumulated a substantial amount of miles or points make sure you use the points or miles wisely. Check out the rewards program on your credit card and compare the value of different redemption options. For example, using points to purchase a flight directly with the airline might offer better value than using them to purchase an gift card.
Another tip is to use a rewards card that allows you to transfer your rewards to different loyalty program. This will let you enjoy a greater variety of choices and more flexibility when redeeming your rewards. For example, you may be eligible to transfer your reward to frequent flyer programs of airlines or Hotel rewards programme. This gives you access to a larger range of flights, hotels, and other travel perks which are not available through the rewards program on your credit card.
Additionally, try to find out the card’s benefits. any perks that can save you money on travel-related expenses. Some cards offer travel insurance, rental car insurance, baggage protection, and other benefits that could be invaluable when you travel.
When you travel with someone else each of you will be able to earn rewards using your own credit card. Make sure you don’t split the cost on the same card. Also, make sure to keep track of your rewards separately.
The key to reaping the maximum benefits from your travel rewards is to understand your credit card’s rewards program and ensure that you’re making use of this program in the most effective method possible. By using all of the strategies I’ve listed, you’ll be able to earn rewards quickly, redeem them for travel experiences that are worth it and benefit from a wide assortment of travel-related perks.